Keeping it simple

Simple cash accounting and annual returns for Sole Traders who do not need to digital or limited, and who need help to register as self employed, set up a simple cash accounting system, submit returns online, recoup overpaid tax, claim CIS refunds and/or claim Universal Credits.

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If you are a Sole Trader earning less than the current income threshold, you don't need to go digital and I am here to help you keep it that way.
Sue Cartwright AInstAM, Sole Trader Services

Sue Cartwright AInstAM

Book Keeping for Sole Traders

Hi, I'm Sue


If you are a Sole Trader, I am here to help you avoid having to switch to an accredited digital system when you don't have to.


I keep things simple so that you can submit your annual returns, recoup overpaid tax, receive CIS rebates and claim Universal Credits, using the existing non-digital system


I either manage your accounts with you (as a friend rather than an agent) or I teach you how to do it for yourself with my full support. Find helpful information on my blog and sign up to my mailing list for free access to updates and Members Only resources.


Thank you for being here and I look forward to meeting you soon.

Work with me

On the blog

A post about the benefits of going analogue in a digital world
by Sue Cartwright 1 January 2026
A post about the benefits of using analogue tools and techniques that are often more effective than digital alternatives
A post about the purpose of a Home Office and why you need one
by Sue Cartwright 20 October 2025
A post about the purpose of a Home Office as a business expense and how it can protect you and your business in the long run
Reasons not to become a limited company if you are a Sole Trader
by Sue Cartwright 15 October 2025
A post with reasons why not to become a limited company if you are a Sole Trader and what you need to be aware of
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Book Keeping Services

I am an experienced self employed book keeper who works with you to keep the right records, reduce your tax liability and submit your annual returns, tax rebates and other claims well before deadlines using your own online HMRC Gateway account

BOOK KEEPING & CASH ACCOUNTING

Helping you set up or switch to a simple non-digital cash accounting system that puts you back in control of your records

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REGISTERING WITH HMRC & TAX RETURNS

Helping you register as a Sole Trader with an online account for submitting your non-digital Self Assessment tax returns

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UNIVERSAL CREDITS, CIS & TAX REBATES

Helping you register for support with a system to record your income and expenses and complete your monthly online claims

Find out more

HOW TO


A series of simple checklists to help you register, set up your office and organise your business

  • HOW TO - Register as a Sole Trader - Sue Cartwright AInstAM, Sole Trader Services

    Register as a Sole Trader

    A checklist to follow when you register as self employed online (or on paper) with HMRC

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  • HOW TO - Set Up a Home Office - Sue Cartwright AInstAM, SOle Trader Services

    Set up a Home Office

    Things to think about when designing and creating a Home Office as a business expense

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Simplicity boils down to two things, identify the essential and eliminate the rest.

Leo Babauta

Working from home

I have always worked from home and this is an expense every Sole Trader should claim for as a business expense. If this hasn't been done in previous years, it could mean you are due a sizable tax refund.


Over the last 40 years I have used my own simple system to keep the required records and submit my end of year returns early, freeing up time to concentrate on my clients, writing, volunteer and creative work.


During the last 10 years, I have been helping friends to navigate the system and save them paying agency or accountancy fees. If you earn less than £20K a year, you don't need to go to the cost of going digital.


I am a Member of the Institute of Administration and Management (AInstAM), and a qualified award-winning Business Advisor who has helped hundreds of small business owners learn new skills to trade independently, online and in their local communites.


I hope you find the information here helpful and please feel free to get in touch if you have any questions.


Sue Xx

Home Office - Sue Cartwright AInstAM, Sole Trader Services

Every Sole Trader needs an office space which can be claimed as a business expense

More about me

Ready to talk?

The first step is to arrange a chat so that we can find out how I can help. 


It's a free call to decide if we want to work together and for me to make suggestions that might be helpful.

Arrange a call